Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk. Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.

Types of Companies Offering Fixed Deposits:

• Financial Institutions
• Non-Banking Finance Companies (NBFCs).
• Manufacturing Companies
• Housing Finance Companies
• Government Companies
• You can also go for Fixed Deposits with Banks

Features and Benefits :

Company Fixed Deposits offer comparatively higher returns than banks.Choose the best tenure for you from a wide range as per your convenience.

You can choose how frequently you want to receive your interest payments :

1. Maturity
2. Yearly
3. Half-Yearly
4. Quarterly 
5. Monthly 

• Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused.
• Premature encashment of deposit is available any time subject to payment of prescribed penalty.
• Diversify Risk - The deposits should be spread over a large number of companies engaged in different industries. This way, you'll be able to diversify your risk among various industries/companies.
• Wide Choices - Many companies operating in the Company Deposit market. This will help you decide whether to renew or reshuffle the deposit.
• Attractive rates as applicable from time to time.

​​How to choose a good company Deposit Scheme ?

Don’t go for Companies which offer interest much higher than market. Ignore unrated Company Deposit Schemes. Look at only AA or AAA rated schemes.